A recent Department of Labor statistic showed that the average American employee now changes jobs every 1.5 years. That constant turnover costs business owners valuable time and money. It takes time and money to interview, hire, and train new employees....
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Great Marketing on a Small Budget
Many of my clients don’t have the money to do a large marketing campaign. So they simply do nothing and hope, or they rob Peter to pay Paul in order to do a radio, TV, or newspaper ad. They often forego paying their payroll taxes or vendors, hoping that...
What I Would Do Differently If I Started Over
I was asked recently, “What would you do differently if you were starting your business today?” It is a much harder question than you would think, because there is so much that I have learned about owning and operating a business that I did not know when I...
How to Be Financially Savvy
When possible, choose federal student loans rather than private loans - Federal loans have flexible repayment terms if your employment dreams don’t go exactly to plan once you graduate, and they generally have better interest rates. Be smarter about your loans and try...
It’s Never Too Early For Christmas Budgeting
While school may have just started (or is about to depending on where you live) and the holiday season seems an eternity way, it is really just around the corner. However, by starting some simple budgeting strategies for the holidays, you can help to better plan, stay...
Bankruptcy and Planning Your Future
There are many different situations that can occur in life that are out of your control. Sudden and unexpected medical emergencies and bills, divorce, the loss of a job, or other situations can happen that leave an individual or a couple unable to meet their financial...
8 Financial Tips Worth Implementing
There are plenty of financial tips you can implement into your day-to-day lives and these eight financial tips are worth implementing. Every month pay off your credit cards. Avoid carrying a balance on these expensive products. Treat them like poison. Install Quicken...
Why Blog?
All businesses need to have a blog, no excuses! It’s free, it educates your customers, and it can lead to sales! There are SO many free blog sites that allow you to create a blog that is easy to manage! Blogs give you a forum to tell your customers about your...
Failure to Keep Good Mileage Log Results in Lost Deduction
A couple who used their vehicles in their sole proprietorships found this out the hard way. Their logbooks were riddled with mistakes, questionable entries and other irregularities - so much so that the Tax Court was unable to rely on them. As a result, the Court...
The Race to Success – Part 2
So what is it that the very best business owners do that makes them successful? The answer can be found in a paper released by Moya K. Mason earlier this year titled, What Causes Small Businesses to Prosper? In it, she writes, “What does matter, it turns out, is...