by | Sep 26, 2016 | Cash Flow, Cost Cutting, Personal financial planning
There are a lot of simple ways anyone can incorporate into their daily activities and money management strategies that can add dollars a day to your bank account. While dollars may not seem like much, over the years they can add up, and with a wise investment in a...
by | Sep 21, 2016 | Business Profit & Cash Flow Tips, Business Success Series, Cash Flow, Cost Cutting, Personal financial planning, Small Business Owners, Small Business Success Series
In my 30+ years working with small business owners, I have found there are two main reasons that a business ends up struggling to survive. The first is a failure to understand that everything the owner hates or is going wrong in their business, they...
by | Aug 30, 2016 | Cost Cutting, Other, Personal financial planning
An annuity is a contract in which an insurance company makes a series of income payments at regular intervals in return for a premium or premiums you have paid. Annuities are most often bought for future retirement income. Only an annuity can pay an income that can be...
by | Aug 25, 2016 | Business Profit & Cash Flow Tips, Business Success Series, Cash Flow, Cost Cutting, Personal financial planning, Sales & Marketing, Small Business Success Series
When you sell a product that the customer perceives as a commodity, you can only compete on price. A small business owner always loses a price war to the “big boys” who have the ability to buy products in bulk and have cost savings as a result of economies of...
by | Aug 15, 2016 | Cash Flow, Cost Cutting, Personal financial planning
If you are having trouble managing your debt, it is very important to get help so that you can get your life back on track. Struggling with debt can have a negative impact on your quality of life and unless you do something about it, nothing is going to change. One...
by | Aug 1, 2016 | Cost Cutting, Current Affairs, Personal financial planning
In the United States, the average indebted household credit card debt is $16,140 according to the Federal Reserve, with an additional average mortgage debt of $155,361, and a student loan debt of $31,946. While it can seem like an overwhelming amount of debt for...
