Far too many of us get busy with life and living and don’t spend too much time thinking about our future, but we should! In fact, there are two things you need to guard more than anything else – that’s your health and your wealth. Let’s look at that further.
If you think those monthly, health insurance costs are tough right now, what happens if you have to visit an ER for an injury or maybe you have appendicitis, or any other condition that takes you to a hospital. The costs will most definitely be into the thousands. If you are uninsured, it’s going to be much worse! Your visit to the hospital could financially ruin you now and into the future. That’s also why no matter how much you think you can’t afford your insurance you need to figure out how to budget for it.
There are also things you can do to help ensure that you remain healthy. Eat well – plenty of fruits and vegetables, exercise, make sure you maintain a healthy weight, only consume alcohol in excess, and drive defensively. Living a healthy lifestyle means you are doing your part to protect your health so that you can continue to earn a living for years to come.
The other thing you need to do is guard your wealth. If you need to make sure that your hard earned money doesn’t just disappear leaving you with no funds for an emergency or the future. It’s also a great idea to purchase disability or critical illness insurance even if it is for a small amount. That way you can be sure that you have an income flow should you become ill or injured.
It’s also a good idea to get a financial planner on board. This is a trained professional that can help you to make sure that you invest your money in a way that will benefit you in the future. He or she can help you to set up investments for your retirement and make sure you are financially healthy today and tomorrow.
Maintaining your health and wealth makes good sense for your financial future.